I Would Like To See Insurance Reform

[DavidP]

The Government makes you have auto insurance, which I think we can all agree is probably a good idea, but they don't regulate how incredibly expensive it is or how repairs to cars aren't done right 95% of the time. Did you know that many insurance companies use after market parts to fix your car instead of OEM parts? Some of my local political leaders have let me know they want to do more about this. One even had it happen to him. Personally I think it’s nuts. If we are going to have laws that force us to pay outrageous fees for this insurance shouldn’t we have laws that protect us when we need that insurance? Take a look at this video I happen to find about a mother with twin baby girls and what her insurance company is doing to her. (http://www.claimsreporter.com/geico3) This is much more common than you might think.

Now I firmly believe that government should stay out of our lives for the most part, but they really need to do something about this? Am I the only one that feels this way?

[Professor]

First of all, welcome DavidP. I'm very glad to have met you and I know we will have fun debating.

Now, onto your post...


Did you know that many insurance companies use after market parts to fix your car instead of OEM parts?


I'm not sure I understand what this is, they take old parts to fix your car? But wouldn't that be the mechanic?


If we are going to have laws that force us to pay outrageous fees for this insurance shouldn’t we have laws that protect us when we need that insurance?Â*Â*


Like insurance from insurance? Sounds sick, sad, and necessary.